Loans For South African Citizens Only

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Friday, 06 August, 2021

Short Term Loans

Short term loans are a very popular form of borrowing for people who require small to medium loan amounts. Similar to a payday loan, people usually apply for a short term loan for an urgent use, however, the amount that can be borrowed on this type of loan is usually higher and can range anywhere between R8,000 and R250,000

Short term loans can be repaid over a longer period of time, ranging from 6 to 24 months or longer, and the interest rates charged are more favourable than most other types of loans. They can be used for any purpose and can be obtained quickly and easily when you apply through our website. We work with a large range of lenders on our panel, all of which are specialists in offering short term loans. To apply, most lenders on our panel will request copies of your latest bank statements, proof of identity, and proof of your regular income in order to evaluate your application and make a lending decision.

Is This a Good Option For Me?

This type of loan offers flexibility as well a more favourable rate when compared to other options, and so in majority of cases this type of loan is generally suited to most people. However, as always, when taking out a loan it is important to be sure that you are able to afford the monthly repayments for the full agreed period. It is also best to not over commit yourself by simultaneously borrowing too much from multiple creditors or this may result in you defaulting on your monthly repayments.


How Quickly Can I Get An Approval?

Our application systems and processes are built to ensure our customers get the fastest possible lending decision from our panel of lenders. After you submit an application form on our website, the screening process is instant. You details are validated and paired to one or more lenders who are able to accept your application and offer you a loan. If successful, the lender will contact you directly to further discuss your application as well gather the relevant documents from you that are needed to finalise payment of your loan. Depending on the lender, this entire process could take anywhere from a few minutes, or up to 4 days.