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Quick Online Payday Loans
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We're a reliable and trustworthy online loan broker that works hard to deliver the best results. Our high tech systems could help you secure a payday loan within minutes!
We have many of South Africa’s most reputable banks and lenders on our panel which means that when you apply for a payday loan through our website, your application will be seen by many different trusted lenders that offer same day payday loans. Applying through this process means that your chances of approval are very high.
If you're looking to borrow money but have been declined by other lenders due to a bad credit record or being blacklisted, there's a very good chance that we may still be able to help you.
We offer various types of loans all with flexible payment terms and interest rates to suit your budget. We are the best choice for payday cash loans in South Africa. We do not charge any fees whatsoever for you to apply and if your application is approved by our lenders then you could have your money within a few minutes (*some lenders may take up to 4 days).
To be eligible to apply for payday advance loans through our website, you must meet the following criteria:
- Over 18 years of age
- SA resident and citizen
- In permanent employment
- Earn a monthly income of R4,000 or more
- Not currently under debt review
- Agree to a credit check
What are Payday Loans?
A payday loan is usually the most common form of loan that most people apply for when they need extra funds to get through a short term financial emergency, or to help meet unexpected costs. They are designed to provide small amounts of cash for financial relief over a short period only, typically for 3 to 6 months. Depending on your personal credit profile, Direct Lenders typically lend small amounts of between R100 to R8,000.
Is a Payday Loan the Right Choice for me?
The interest rates on payday loans online in South Africa are higher than most other loans and should only be used if absolutely necessary. You should be certain that you are able to afford the repayments and that you do not rely on payday loans for regular living monthly costs.
We encourage responsible lending and therefore recommend that you should not borrow more than you need. You should also ensure that you repay your instalments when they are due, through to the end of the loan term, to ensure your loan is repaid as quickly as possible. Delaying or missing payments on a payday loan could make it very expensive due to penalty costs and extra fees.
If you are struggling to live on your current income or if you have debt problems, we strongly suggest seeking help from a debt management agency by clicking here