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Apply for Payday Loans in Gauteng - Check Your Eligibility Online!
If you are looking for payday loans in Gauteng or the Johannesburg area, Hoopa Loans is here to help you today! We offer a fully online application for people who want to borrow R100 to R250,000, with funds available on the same day of applying.
We take all different credit histories into consideration, including bad credit and applying will not have any impact on your credit score. You will have the option to repay usually over 3 to 60 months in equal monthly instalments.
To check your eligibility today for a payday loan in Gauteng, simply click on 'Apply Now' below!
What is a Payday Loan in Gauteng?
A payday loan in Gauteng is a short-term loan that is typically used for just a few weeks or months to help pay for any pressing bills or emergency expenses. The idea is that you borrow the money upfront, use it to pay off your expenses and then repay your loan when you next get paid from work, otherwise known as your 'payday.'
At Hoopla Loans, we proudly serve the Gauteng area and the whole of South Africa. So if you are based in Johannesburg or the East Rand, we can help you get the funds you need today!
Key Features
- Borrow R100 to R250,000
- Repay usually over 3 to 60 months
- 100% online application
- Same day funding
- Bad credit considered
- Working with direct lenders
- Licensed by the National Credit Regulator (NCR)
Am I Eligible for a Payday Loan in Gauteng?
The criteria to apply with Hoopla Loans is that you must be:
- Over 18 years of age
- SA Citizen or Resident with ID number
- In permanent employment
- Earn a monthly income of R4,000 or more
- Not currently under debt review
- Agree to a credit check
In What Areas Do You Offer Payday Loans in Gauteng?
Hoopla Loans is here to help you find the best loans in Gauteng, including areas such as Johannesburg, Tshwane, Greater Pretoria, Ekurhuleni, the East Rand, the West Rand and Sedibeng.
You can apply wherever you are based, since we offer a completely online application process. So whether you are in the east or the west, you can apply using your mobile phone, desktop or tablet, 24 hours a day, 7 days a week.
Why Should I Use Hoopla for Gauteng Payday Loans?
Hoopla Loans offers a completely free service for people who are looking for payday lenders in Gauteng. We are able to match your loan application with the SA lender who is most likely to approve you and offer you the best rates possible - taking your circumstances, income and credit status into account.
We work with direct lenders only, who we have personally reviewed and checked to ensure that they are responsible lenders and are fully licensed by the NCR.
You can have peace of mind that you can apply with no upfront fees and your information will not be passed on without your permission.
We have already helped thousands of people who are looking for loans in Gauteng to borrow the amounts they need, whether it is R100, R1,000 or R5,000 - and we are passionate about helping you find the right product today.
How Do Repayments Work?
Our Gauteng loans are repaid usually over 3 to 60 months in equal monthly instalments and the exact amount will be clearly presented to you in writing before you proceed with your loan.
You will select a repayment date which is most convenient for you - and this is usually the last working day of the month, when you get paid from work. The repayments will come out of your bank account automatically, so you do not need to worry about calling us up or making a manual repayment.
With an equal amount being repaid each month, it gives you the opportunity to plan and budget, so that you know how much you will be repaying and can make your payments on time.
You also have the option to repay early at any time, free of charge, and you will usually save money because less interest is accumulated overall.
Can I Get a Payday Loan in Gauteng with Bad Credit?
Yes, you can get a payday loan in Gauteng for bad credit histories, with some of our lenders specialising in bad credit loans.
Our lenders understand that keeping a perfect credit score is not always easy or realistic, especially with emergencies that are bound to crop up from time-to-time.
With this in mind, our payday lenders in Gauteng are always willing to take a view on bad credit, just as long as you have a stable income, employment and can commit to repaying your loan on-time each month.
How to Apply Online for a Payday Loan in Gauteng
With a completely online application, start by entering your details including how much you wish to borrow, how long for, your name, age, residence, income, employment and bank details. We will be able to give you an instant decision with a loan offer on the screen and you will have the option to proceed.
Our lenders will run some final checks and if your loan is fully approved, you can receive funds to your bank account within a few hours or the same day of applying.
To get started with your Gauteng loan, simply click on the 'Apply Now' button below.