Payday Mayday: How to Get Quick Cash When You Need It In 3 Easy Steps

Apr 26, 2019
quick cash

Do you find yourself suddenly strapped for cash?

Maybe you’ve run into some unforeseen medical bills, or the roof of your home collapsed and insurance won’t cover the costs. Heck, maybe you just didn’t balance your budget correctly this month.

Whatever the reason, you need a quick cash injection to get you through to your next payday.  No worries, we’re here to help. Finance is what we do and if you need a quick loan or money fast, that’s our speciality.

So sit back and relax, in three easy steps here’s how to get a quick cash loan when you need it most.

Choose from 3 Different Kinds of Fast Loan

First though, and this isn’t one of the steps, you’ll need to decide which kind of quick loan you want. We offer three types. Which one is best for you depends on your particular needs and circumstances. 

Here, this will help you decide:

Payday Loan

A short-term emergency loan for amounts under R8,000 that you repay within 6 months. 

Personal Loan

If you need a little bit more, between R8,000 and R20,000, and can repay the loan within 6 months up to a year, our personal loan fits the bill (no pun intended). 

Long Term Loan

For larger amounts up to R250,000 with a re-payment schedule between 12 and 60 months, our long term loan will meet your requirements.

Once you’ve decided which loan best meets your needs, it’s a simple 3-step process to apply:

Safe and Secure Online Application

Submit your application online at Hoopla Loans.

We’ll ask just a few questions about contact information and employment, and you can be done in under five minutes, confident in the knowledge that our data encryption is keeping your information one hundred per cent secure.

Remember, you’re under no obligation to accept the offer once your application is approved.

Your Quick Cash Loan Application is Under Way

Hoopla is a broker, so once you submit your application, it gets sent to multiple lenders.

As a broker, we don’t lend money. Our job is to match borrowers with lenders.

Each lender reviews and scores your application, and the approval process is almost instant. 

You’ll be sent a message to quickly learn if you’ve been approved or not. Most applicants are approved.

Accept, Select, and Sign

In most cases, you’ll get a decision within minutes of submitting your application. Sometimes it can take a little longer and you’ll get a response within 1 to 4 hours via email, a phone call, or a text message to your phone.

Once you’ve been approved, if you like the offer and want to finalize the loan, all you have to do is select it and sign the contract information. 

Why Should I Choose Hoopla Loans?

There are so many reasons, it’s hard to know where to begin. 

You apply online and once approved the money is sent directly to your account. You never have to leave the house if you don’t want to.

The process is simple and straightforward and you’ll usually get a response within minutes of applying. We offer a choice of different quick cash loans tailored to meet your needs.

We also offer early pay off options, flexible interest rates, and we accept bad credit applicants. There’s also no obligation to accept the loan once approved. 

For more information and answers to other common questions, check out our frequently asked questions page.