Good Debt vs Bad Debt: What You Need to Know

April 10, 2019
good debt vs bad debt

The average person is living beyond their means. Did you know that the average South African owes 75 percent of their monthly pay to a creditor? A few examples of these monthly...

Instalment Loan vs Payday Loan: Which is Right For You?

April 10, 2019
instalment loan vs payday loan

Nearly every South African will need a financial boost at some point. When that day comes, there are many loan options available. Your choice of an instalment loan vs a...

What You Need To Know: The Difference Between Private Lender Loans And Bank Loans

April 10, 2019
private lender loans

In South Africa, 78% of all disposable income from households is spent on debt repayment. This includes home loans, car loans, personal loans, and credit cards. Could it be that these borrowers...

How Much Can You Get For A Personal Loan?

April 10, 2019
how much can you get for a personal loan

More than 75% of South Africans find themselves without money at the end of the month.  That's why millions of people are borrowing money. If you're struggling to make ends...

The Top 5 Reasons for a Personal Loan

April 09, 2019
reasons for a personal loan

A study found that more than half of South African employees live pay check to pay check. What's more, seven in 10 of these workers say they're also worried about...

5 Tips to Help You Fill Out a Loan Application

April 09, 2019
loan application

Emergency medical bills, unexpected pay cuts at work, and a flat tire. What do all of these things have in common? Financial stress. Financial burdens, especially unexpected ones, can cause...

All You Need To Know: What’s The Difference Between Grants and Loans?

April 08, 2019
difference between grant and loans

With consumer credit and household debt levels looking healthier than ever, the time may be right to explore your borrowing options. With dozens of options available, it's crucial that you...

Common Ways You Waste Money and How to Stop

April 08, 2019
waste money

According to The Living Conditions Survey from Statistics South Africa, 32.55% of household expenditure goes toward housing and utilities, which is followed by transport (16.29%). If you want to waste money less and save...

Is Borrowing Money to Invest a Good Idea?

April 07, 2019
borrowing money to invest

Borrowing money to invest is all about risk assessment. Borrowing money to make an investment that has a low risk of default is a good idea for lenders. Investments in...

Helpful Tips When Teaching Kids About Money

April 05, 2019
teaching kids about money

Preparing your children to be contributing members of society can be complicated. When you're raising kids, it's easy to forget to teach them about money management. When it comes to...